A Shariah-compliant product avoids riba (interest), gharar (excessive uncertainty), and investment in prohibited activities. Instead it relies on real assets, risk-sharing, and ethical trade.
Common structures include murabaha (cost-plus sale), ijarah (leasing), mudarabah and musharakah (partnership), and sukuk (asset-backed certificates).
For institutions building such products, ongoing Shariah advisory and review is essential. Learn about our advisory services.
